Is Convergent a collection agency?
Convergent Outsourcing, Inc. is a debt collection agency. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose.
Is Convergent Outsourcing a real company?
Is Convergent a real company? Convergent Outsourcing is not a scam. We are a third party debt collections agency with over sixty years of experience and a longtime member of ACA International.
Is convergent USA a scam?
Yes, Convergent Outsourcing, Inc. is a real licensed third party debt collection agency. Though Convergent Outsourcing is a real company, sometimes when dealing with debt collection agencies it can feel like a scam if you don’t owe the debt or are receiving harassing phone calls or calls from an auto dialer.
Who does convergent collect for?
Convergent Solutions collects on unpaid debt owed to big agencies such as hospital and health systems, financial institutions, retailers, telecommunications, cable, utilities, and commercial creditors.
How do you settle a convergent debt?
Negotiating with Convergent Outsourcing At this time, the best way to negotiate your debt with Convergent Outsourcing is to call one of our representatives at 800-444-8485. Please be aware that our customer service representatives are available Monday to Friday, 7am to 5pm Pacific Standard Time.
What is convergent on my credit report?
Convergent Outsourcing is a debt collector reporting a collection account on your credit report. In some cases this means they purchased the debt from the original creditor (i.e. a credit card or loan company). Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt.
WHO calls from Convergent?
This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Convergent Outsourcing, Inc. is a debt collection agency. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose.
How do I know if debt collector is legit?
Ask the caller for a name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state attorney general . Your state regulator may be of assistance if your state licenses debt collectors.
Will convergent pay to delete?
If a goodwill deletion isn’t an option for you, you can instead negotiate a pay-for-delete settlement with Convergent Outsourcing. With a pay-for-delete agreement, you can get them to agree to have the collections entry deleted in exchange for payment on the debt.
What happens if you dont pay Convergent Outsourcing?
Under the FDCPA, Convergent Outsourcing isn’t allowed to use threats to collect a debt. However, if you don’t pay a validated debt, they could sue you.
How do I remove a convergent credit report?
Can I remove Convergent Outsourcing from my credit report with a pay-for-delete letter? Even after you pay off debt in collections, it can still be reported as a negative item on your credit report for years. You can attempt to remove it from your credit report by sending the collection company a pay for delete letter.
What is Convergent they keep calling me?
This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Convergent Outsourcing, Inc. is a debt collection agency. This is an attempt to collect a debt by a debt collector, and any information obtained will be used for that purpose. Stop calling.
How do I stop convergent calls?
If you are receiving calls from one of our numbers in error and would like the calls to stop, you may do so in one of the following two ways: Simply call our dedicated phone number removal line (toll free) at 1-855-728-9701 and follow the guided prompts.
Who owns convergent?
Convergent was primarily an OEM vendor with their computers resold by other manufacturers such as ADP, AT, Burroughs, Four-Phase Systems, Gould, Mohawk, Monroe Data Systems, NCR, and Prime. The company was purchased by Unisys in 1988.
What is convergent payment?
Regardless of the technology solution used, convergent payment means bring together all the benefits, services and options associated to payments (such as couponing, loyalty systems, lending services, insurances, or even cashback systems). The second level is industry convergence accelerated by payment services.
How do I know if convergent outsourcing is collecting my debt?
If you have received your debt collection letter, there is a client reference number in the top right-hand side of the letter. You can then call the original creditor your account has been placed with, provide the reference number to confirm the debt and verify that Convergent Outsourcing has been contracted by the company to collect that debt.
Is convergent outsourcing a scam or legit?
With Convergent Outsourcing, we do not buy or own your debt, so you may still verify that the debt is yours with the original creditor. If the collector uses threats or harassment to get you to pay, it may be a scam.
Is convergent a good collection agency?
About Us. In business since 1950, Convergent is one of America’s leading collections agencies. As an accredited agency, all of our representatives are thoroughly trained on customer service and Fair Debt Collection Practices Act compliance.
How does convergent debt collection work?
When are first contacted by Convergent, the collector must identify himself, his company, his reason for calling, and the original owner of your debt. He must make it clear that they are collecting a debt.